ResMacWholesale Lending

Scenario desk

Ask before you collect a single document.

Describe the borrower, the property and the problem. An underwriter tells you which program it fits, what it will need, and where it breaks — in writing.

No approval requiredNo credit pullAnswer in writing

Submit a scenario

The more detail you give, the more definite the answer.

If you already know.

What's the file, and what's the problem?

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A scenario response is program guidance, not a credit decision or a commitment to lend. Do not send borrower Social Security numbers or full credit reports through this form.

How it works

Three steps, no obligation.

  1. Send the structure

    Describe the file. Attach a 1003 or credit report if you have one.

  2. Underwriter reviews

    A person — not a rules engine — reads it and works out whether we can do it.

  3. Written answer

    Which program, what it needs, and any conditions to expect. Keep it with the file.

A scenario response is program guidance, not a credit decision, a commitment to lend, or a rate lock. Final terms depend on a complete file, verified documentation and an appraisal.