Wholesale lending for licensed mortgage brokers · NMLS# 153098
Scenario desk
Ask before you collect a single document.
Describe the borrower, the property and the problem. An underwriter tells you which program it fits, what it will need, and where it breaks — in writing.
No approval requiredNo credit pullAnswer in writing
Submit a scenario
The more detail you give, the more definite the answer.
How it works
Three steps, no obligation.
Send the structure
Describe the file. Attach a 1003 or credit report if you have one.
Underwriter reviews
A person — not a rules engine — reads it and works out whether we can do it.
Written answer
Which program, what it needs, and any conditions to expect. Keep it with the file.
A scenario response is program guidance, not a credit decision, a commitment to lend, or a rate lock. Final terms depend on a complete file, verified documentation and an appraisal.