Non-Agency Jumbo

Jumbo lending above the conforming loan limit, underwritten to investor guidelines rather than agency guidelines.

JumboHigh net worthFull doc

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Ideal borrower

Loan amounts above the county conforming ceiling
Borrowers with substantial reserves and documented income
Primary and second-home purchases in high-cost markets

Highlights

Loan amounts above conforming and high-balance limits
Full documentation underwriting
Scenario review before submission

Guidelines

Current LTV, credit and reserve requirements move with the rate sheet and the investor. We publish them where they stay current rather than here.

Today’s rate sheet

Program availability varies by state. See the licence register for the jurisdictions ResMac, Inc. discloses a licence in. This page is for mortgage professionals and is not an offer of credit.

Other programs

Agency Conventional

Fannie Mae and Freddie Mac conforming and high-balance.

Agency Government

FHA, VA and USDA — approved Seller/Servicer for all three.

Non-Agency Non-QM

Bank statement, DSCR and business purpose lending.