ResMacWholesale Lending
Non-Agency

Non-Agency Non-QM

Non-qualified mortgage programs for borrowers whose income documentation or property profile falls outside agency guidelines — self-employed borrowers, investors qualifying on property cash flow, and business purpose lending.

Bank statementDSCRBusiness purposeAsset depletion
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Ideal borrower

  • Self-employed borrowers documenting income by bank statement
  • Investors qualifying on property cash flow rather than personal income
  • Borrowers with recent credit events outside agency seasoning

Highlights

  • Alternative income documentation
  • Investor programs qualified on property cash flow
  • Structure the file with an underwriter before you submit

Guidelines

Current LTV, credit and reserve requirements move with the rate sheet and the investor. We publish them where they stay current rather than here.

Today’s rate sheet

Program availability varies by state. See the licence register for the jurisdictions ResMac, Inc. discloses a licence in. This page is for mortgage professionals and is not an offer of credit.

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